It says on the back " Pre-screen and opt out notice: This "prescreen" offer of credit is based on info in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable collateral.
You know, I think the Netflix Carmen would have been better if they had done good flashbacks. Carmen was a teen right? Why not do flashbacks of when Carmen and Chase were partners and working together? Or when Chase was chasing Carmen? Or more about when Carmen quit?